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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,251,097 | $107,421+1064.7% | $182,262+586.4% | $94,015+1230.7% |
| Participation rate | 74.4% | 77.8%-3.4pp | 84.2%-9.8pp | 70.8%+3.6pp |
| Annual return | 12.76% | 21.32%-8.6pp | 140.60%-127.8pp | 17.84%-5.1pp |
| Employer contribution / active EE | $30,887 | $3,448+795.9% | $5,046+512.1% | $2,790+1007.0% |
| Participant deferral / active EE | $0 | $6,558-100.0% | $8,276-100.0% | $4,249-100.0% |
| Admin fee / account holder | $189,864 | $8,692+2084.3% | $16,712+1036.1% | $8,951+2021.1% |