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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,251,097 | $106,864+1070.7% | $147,318+749.2% | $82,637+1414.0% |
| Participation rate | 74.4% | 75.5%-1.1pp | 82.1%-7.6pp | 68.1%+6.4pp |
| Annual return | 12.76% | 27.49%-14.7pp | 70.43%-57.7pp | 53.51%-40.7pp |
| Employer contribution / active EE | $30,887 | $3,417+804.0% | $4,593+572.5% | $2,552+1110.3% |
| Participant deferral / active EE | $0 | $6,496-100.0% | $7,906-100.0% | $4,126-100.0% |
| Admin fee / account holder | $189,864 | $8,415+2156.3% | $13,708+1285.1% | $7,339+2487.1% |