Plan analytics for advisors and brokers.

Plan-level research should take five minutes, not five days. The filings are public; the work is in making them readable, comparable, and trustworthy enough to put in front of a client.

We don't score plans. We surface the figures, rank them against peers, and link every number back to the schedule and line on the original filing. The advisor draws the conclusion.

• Retirement plan advisors prospecting by geography, plan size, fee outliers, or compliance flags.
• Employee benefits brokers reading carrier portfolios, broker-of-record switches, and renewal calendars.
• Recordkeepers, TPAs, and consultants tracking books of business and benchmarking service-provider fees.
• Researchers and journalists who want a decade of plan trajectories without wrangling raw bulk ZIPs.

PlanOptica was founded by Matt Stover. Before this, Matt led the data and analytics function for BCG's insurance practice, serving group and life carriers, employee-benefits brokers, retirement recordkeepers, and asset managers on the questions that turn up in board rooms: where is the book moving, which segments are working, what does the next renewal look like.

The product is the version of the toolkit he wished existed in those engagements: every plan in the country, peer-ranked and a decade deep, with the carriers and brokers in play next to the figures.

• Every filing, the day it posts. We pull Form 5500 and Form 5500-SF from the Department of Labor the day they release, plus the schedules behind the headlines: H and I for financials, A for insurance contracts, C for the carriers and brokers and other service providers, SB and MB for defined-benefit actuarial, G for fiduciary transactions.
• Provider names made one name.The same recordkeeper or carrier shows up across the filings under a dozen spellings. We collapse those into one canonical name per firm so a search for "Empower" finds the plans Great-West used to recordkeep too.
• Peers, not averages. Every plan is ranked against plans its size, in its industry, in its year. Percentiles run 0 to 100, higher is better, and the cohort definition is shown next to every benchmark.
• Sourced to the line. Every figure on a plan page is the value the sponsor reported, with a link back to the schedule and line it came from. The advisor verifies; the platform doesn't score.

PlanOptica is research, not advice. We don't score plans, grade fiduciaries, or rate providers. We don't sell the data, run advertising on it, or share it with anyone outside the customer who pulled it.

The Form 5500 universe is rich, but it isn't everything. Per-CUSIP holdings, real-time enrollment, and proprietary pricing aren't in the public record, so they aren't in PlanOptica. When a question needs a custom cut from the same warehouse the platform runs on, that's our custom analysis line - not a configurator, a person.