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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,007,889 | $98,766+920.5% | $149,730+573.1% | $79,852+1162.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 3.53% | 27.43%-23.9pp | 276.70%-273.2pp | 31.72%-28.2pp |
| Employer contribution / active EE | $35,484 | $3,217+1003.1% | $4,645+663.9% | $2,471+1336.0% |
| Participant deferral / active EE | $0 | $5,681-100.0% | $6,843-100.0% | $3,740-100.0% |
| Admin fee / account holder | $104,372 | $6,052+1624.6% | $9,310+1021.0% | $5,306+1867.0% |