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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,007,889 | $98,779+920.3% | $149,751+573.0% | $79,859+1162.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 3.53% | 27.38%-23.8pp | 276.71%-273.2pp | 31.71%-28.2pp |
| Employer contribution / active EE | $35,484 | $3,217+1002.9% | $4,646+663.8% | $2,471+1335.8% |
| Participant deferral / active EE | $0 | $5,682-100.0% | $6,843-100.0% | $3,741-100.0% |
| Admin fee / account holder | $104,372 | $6,053+1624.3% | $9,312+1020.8% | $5,307+1866.8% |