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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,251,097 | $106,524+1074.5% | $152,301+721.5% | $87,485+1330.1% |
| Participation rate | 74.4% | 75.8%-1.3pp | 82.4%-8.0pp | 68.9%+5.5pp |
| Annual return | 12.76% | 26.89%-14.1pp | 80.50%-67.7pp | 26.06%-13.3pp |
| Employer contribution / active EE | $30,887 | $3,371+816.2% | $4,624+567.9% | $2,596+1089.7% |
| Participant deferral / active EE | $0 | $6,525-100.0% | $8,004-100.0% | $4,274-100.0% |
| Admin fee / account holder | $189,864 | $8,287+2191.2% | $14,398+1218.7% | $7,775+2342.1% |