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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,047,586 | $89,364+1072.3% | $141,177+642.0% | $72,983+1335.4% |
| Participation rate | 98.6% | 75.1%+23.4pp | 82.5%+16.1pp | 69.5%+29.1pp |
| Annual return | 6.87% | 111.86%-105.0pp | 71.40%-64.5pp | 81.01%-74.1pp |
| Employer contribution / active EE | $33,236 | $3,115+967.0% | $4,736+601.8% | $2,440+1262.2% |
| Participant deferral / active EE | $0 | $5,419-100.0% | $6,710-100.0% | $3,608-100.0% |
| Admin fee / account holder | $90,865 | $5,959+1424.9% | $10,263+785.4% | $5,124+1673.3% |