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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,083,919 | $82,674+1211.1% | $125,363+764.6% | $68,495+1482.5% |
| Participation rate | 98.5% | 75.0%+23.5pp | 82.4%+16.1pp | 67.9%+30.6pp |
| Annual return | -12.66% | -5.97%-6.7pp | 572.15%-584.8pp | -7.84%-4.8pp |
| Employer contribution / active EE | $34,773 | $3,382+928.3% | $4,815+622.2% | $2,596+1239.2% |
| Participant deferral / active EE | $0 | $6,111-100.0% | $7,447-100.0% | $4,028-100.0% |
| Admin fee / account holder | $40,369 | $6,276+543.2% | $10,005+303.5% | $5,403+647.1% |