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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,083,919 | $82,674+1211.1% | $125,381+764.5% | $68,486+1482.7% |
| Participation rate | 98.5% | 75.1%+23.5pp | 82.4%+16.1pp | 67.9%+30.6pp |
| Annual return | -12.66% | -5.97%-6.7pp | 572.31%-585.0pp | -7.85%-4.8pp |
| Employer contribution / active EE | $34,773 | $3,382+928.2% | $4,815+622.1% | $2,597+1239.1% |
| Participant deferral / active EE | $0 | $6,111-100.0% | $7,448-100.0% | $4,028-100.0% |
| Admin fee / account holder | $40,369 | $6,277+543.1% | $10,007+303.4% | $5,404+647.1% |