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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,052,120 | $77,817+1252.1% | $123,553+751.6% | $64,173+1539.5% |
| Participation rate | 98.5% | 74.7%+23.8pp | 82.3%+16.2pp | 69.6%+28.9pp |
| Annual return | 10.14% | 12.49%-2.3pp | 119.21%-109.1pp | 7.63%+2.5pp |
| Employer contribution / active EE | $34,907 | $3,014+1058.2% | $4,628+654.2% | $2,381+1366.2% |
| Participant deferral / active EE | $0 | $5,240-100.0% | $6,426-100.0% | $3,470-100.0% |
| Admin fee / account holder | $204,517 | $5,519+3605.6% | $9,284+2102.8% | $4,887+4084.5% |