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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,158,770 | $93,598+1138.0% | $135,974+752.2% | $75,173+1441.5% |
| Participation rate | 96.8% | 75.2%+21.6pp | 81.9%+14.9pp | 67.2%+29.6pp |
| Annual return | 13.57% | 30.89%-17.3pp | 68.30%-54.7pp | 160.72%-147.1pp |
| Employer contribution / active EE | $40,708 | $3,538+1050.6% | $4,859+737.8% | $2,671+1424.1% |
| Participant deferral / active EE | $0 | $6,405-100.0% | $7,760-100.0% | $4,126-100.0% |
| Admin fee / account holder | $87,338 | $6,978+1151.7% | $10,767+711.2% | $5,651+1445.6% |