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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,158,770 | $93,620+1137.7% | $135,998+752.0% | $75,184+1441.3% |
| Participation rate | 96.8% | 75.2%+21.6pp | 81.9%+14.9pp | 67.2%+29.6pp |
| Annual return | 13.57% | 31.00%-17.4pp | 68.37%-54.8pp | 160.78%-147.2pp |
| Employer contribution / active EE | $40,708 | $3,538+1050.7% | $4,860+737.7% | $2,671+1423.9% |
| Participant deferral / active EE | $0 | $6,406-100.0% | $7,761-100.0% | $4,127-100.0% |
| Admin fee / account holder | $87,338 | $6,980+1151.2% | $10,769+711.0% | $5,652+1445.4% |