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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $984,151 | $76,551+1185.6% | $123,894+694.3% | $62,881+1465.1% |
| Participation rate | 97.3% | 73.0%+24.3pp | 81.4%+15.8pp | 69.3%+28.0pp |
| Annual return | -0.55% | 18.68%-19.2pp | 47.52%-48.1pp | 20.14%-20.7pp |
| Employer contribution / active EE | $33,035 | $2,882+1046.1% | $4,617+615.5% | $2,281+1348.3% |
| Participant deferral / active EE | $0 | $4,840-100.0% | $5,984-100.0% | $3,203-100.0% |
| Admin fee / account holder | $23,575 | $4,826+388.5% | $8,357+182.1% | $4,296+448.8% |