| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $5K | — | $5K | 11.12% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $2K | $385 | $2K | 6.01% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $1K | $289 | $1K | 4.51% |
| WILLIAM JOHN COLLINS3 | 10701 W RESEARCH DR STE 200 WAUWATOSA, WI 53226 | NORTHWESTERN MUTUAL | $1K | $289 | $1K | 4.51% |
| MDM GROUP LLC3 | 10701 W RESEARCH DR STE 200 WAUWATOSA, WI 53226 | NORTHWESTERN MUTUAL | $546 | $66 | $612 | 1.92% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $153 | $55 | $208 | 0.65% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $946 | $402 | $1K | 4.26% |
| BRIAN P DIX3 Filed as: BRIAN DIX | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $710 | $179 | $889 | 2.81% |
| WILLIAM JOHN COLLINS3 | 10701 W RESEARCH DR WAUWATOSA, WI 53226 | NORTHWESTERN MUTUAL | $710 | $179 | $889 | 2.81% |
| MDM GROUP LLC3 | 10701 W. RESEARCH DR STE 200 WAUWATOSA, WI 53226 | NORTHWESTERN MUTUAL | $354 | $43 | $397 | 1.26% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $95 | $34 | $129 | 0.41% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $810 | $204 | $1K | 4.32% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $608 | $153 | $761 | 3.24% |
| WILLIAM JOHN COLLINS3 | 10701 W RESEARCH DR STE 200 WAUWATOSA, WI 53226 | NORTHWESTERN MUTUAL | $608 | $153 | $761 | 3.24% |
| MDM GROUP LLC3 | 10701 W. RESEARCH DR STE 200 WAUWATOSA, WI 53226 | NORTHWESTERN MUTUAL | $305 | $37 | $342 | 1.46% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $81 | $29 | $110 | 0.47% |
| THE HORTON GROUP3 | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $2K | — | $2K | 12.03% |
| THE HORTON GROUP3 | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | WYSSTA INSURANCE COMPANY INC | $959 | — | $959 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF WISCONSIN | 61 | $58K |
| Vision | WYSSTA INSURANCE COMPANY INC | 86 | $10K |
| Life insurance | NORTHWESTERN MUTUAL | 127 | $32K |
| Short-term disability | NORTHWESTERN MUTUAL | 127 | $23K |
| Long-term disability | NORTHWESTERN MUTUAL | 127 | $32K |
| Other(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 127 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 127 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.