| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $4K | — | $4K | 10.87% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $325 | $2K | 5.47% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $968 | $244 | $1K | 4.10% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $968 | $244 | $1K | 4.10% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $516 | $62 | $578 | 1.96% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $129 | $46 | $175 | 0.59% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $857 | $363 | $1K | 4.20% |
| BRIAN P DIX3 Filed as: BRIAN DIX | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $643 | $162 | $805 | 2.77% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $643 | $162 | $805 | 2.77% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $342 | $41 | $383 | 1.32% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $85 | $31 | $116 | 0.40% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $717 | $181 | $898 | 3.82% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $538 | $136 | $674 | 2.87% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $538 | $136 | $674 | 2.87% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $287 | $34 | $321 | 1.37% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $72 | $26 | $98 | 0.42% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $1K | — | $1K | 12.58% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | WYSSTA INSURANCE COMPANY INC | $919 | — | $919 | 10.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF WISCONSIN | 65 | $52K |
| Vision | WYSSTA INSURANCE COMPANY INC | 94 | $9K |
| Life insurance | NORTHWESTERN MUTUAL | 135 | $29K |
| Short-term disability | NORTHWESTERN MUTUAL | 135 | $24K |
| Long-term disability | NORTHWESTERN MUTUAL | 135 | $30K |
| Other | TOKIO MARINE | 0 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 135 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.