| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | HUMANA WISCONSIN HEALTH ORG INS CORP | $39K | $2K | $41K | 3.03% |
| THE HORTON GROUP3 | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $7K | — | $7K | 11.68% |
| PATRICK J KOHLER3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $436 | $1K | 3.71% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $769 | $194 | $963 | 2.45% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $769 | $194 | $963 | 2.45% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $410 | $49 | $459 | 1.17% |
| JAMES P GROGAN3 Filed as: JAMES P. GROGAN | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $103 | $37 | $140 | 0.36% |
| PATRICK J KOHLER3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $360 | $2K | 5.56% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $1K | $270 | $1K | 4.17% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $1K | $270 | $1K | 4.17% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $571 | $68 | $639 | 1.99% |
| JAMES P GROGAN3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $143 | $51 | $194 | 0.60% |
| PATRICK J KOHLER3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $855 | $216 | $1K | 3.76% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $641 | $162 | $803 | 2.82% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $641 | $162 | $803 | 2.82% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $342 | $41 | $383 | 1.35% |
| JAMES P GROGAN3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $85 | $31 | $116 | 0.41% |
| THE HORTON GROUP3 | 10320 ORLAND PKWY ORLAND PAKR, IL 60467 | DELTA DENTAL OF WISCONSIN | $2K | — | $2K | 12.54% |
| THE HORTON GROUP3 | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | WYSSTA INSURANCE COMPANY INC | $1K | — | $1K | 10.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA WISCONSIN HEALTH ORG INS CORP | 152 | $1.4M |
| Dental(2 contracts) | DELTA DENTAL OF WISCONSIN | 90 | $75K |
| Vision | WYSSTA INSURANCE COMPANY INC | 116 | $13K |
| Life insurance | NORTHWESTERN MUTUAL | 178 | $39K |
| Short-term disability | NORTHWESTERN MUTUAL | 178 | $28K |
| Long-term disability | NORTHWESTERN MUTUAL | 178 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.