| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 Filed as: HORTON GROUP INC - MILWAUKEE | 10320 ORLAND PARKWAY #1397009 ORLAND PARK, IL 60467 | HUMANA INSURANCE COMPANY | $18K | $4K | $22K | 1.85% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC - ORLAND PARK | 10320 ORLAND PARKWAY #1002861 ORLAND PARK, IL 60467 | HUMANA INSURANCE COMPANY | $17K | $1K | $19K | 1.57% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC - ORLAND PARK | 10320 ORLAND PARKWAY #1002861 ORLAND PARK, IL 60467 | HUMANA INSURANCE COMPANY | $3K | $4K | $7K | 9.51% |
| PATRICK J KOHLER3 | 11270 W. PARK PLACE STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $968 | $241 | $1K | 3.06% |
| BRIAN P DIX3 | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $726 | $181 | $907 | 2.29% |
| WILLIAM JOHN COLLINS3 | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $726 | $181 | $907 | 2.29% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $387 | $46 | $433 | 1.09% |
| JAMES P GROGAN3 | 11270 W. PARK PLACE STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $96 | $35 | $131 | 0.33% |
| PATRICK J KOHLER3 | 11270 W. PARK PLACE STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $326 | $2K | 5.10% |
| BRIAN P DIX3 | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $970 | $271 | $1K | 3.91% |
| WILLIAM JOHN COLLINS3 | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $970 | $271 | $1K | 3.91% |
| THE HOLTER AGENCY INC3 Filed as: THE HOLTER AGENCY | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $517 | $62 | $579 | 1.82% |
| JAMES P GROGAN3 | 11270 W. PARK PLACE STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $129 | $46 | $175 | 0.55% |
| PATRICK J KOHLER3 | 11270 W. PARK PLACE STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $814 | $203 | $1K | 3.58% |
| BRIAN P DIX3 | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $610 | $152 | $762 | 2.69% |
| WILLIAM JOHN COLLINS3 | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $610 | $152 | $762 | 2.69% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVENUE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $325 | $39 | $364 | 1.28% |
| JAMES P GROGAN3 | 11270 W. PARK PLACE STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $82 | $29 | $111 | 0.39% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC - ORLAND PARK | 10320 ORLAND PARKWAY #1002861 ORLAND PARK, IL 60467 | HUMANA INSURANCE COMPANY | $1K | $651 | $2K | 14.35% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | METROPOLITAN LIFE INSURANCE COMPANY | $301 | $571 | $872 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 198 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 139 | $77K |
| Vision | HUMANA INSURANCE COMPANY | 114 | $13K |
| Life insurance | NORTHWESTERN MUTUAL | 180 | $40K |
| Short-term disability | NORTHWESTERN MUTUAL | 180 | $28K |
| Long-term disability | NORTHWESTERN MUTUAL | 180 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 180 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.