| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 Filed as: HORTON GROUP INC - MILWAUKEE | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | HUMANA INSURANCE COMPANY | $30K | $2K | $32K | 2.67% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC - ORLAND PARK | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | HUMANA INSURANCE COMPANY | $9K | $0 | $9K | 0.71% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 4.60% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | N19 W24101 RIVERWOOD DRIVE WAUKESHA, WI 53188 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
| PATRICK J KOHLER3 Filed as: PATRICK J. KOHLER | 11270 W. PARK PLACE SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $415 | $2K | 5.83% |
| BRIAN P DIX3 Filed as: BRIAN P. DIX | 100 E. WISCONSIN AVENUE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $1K | $311 | $1K | 4.38% |
| WILLIAM JOHN COLLINS3 | 100 E. WISCONSIN AVENUE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $1K | $311 | $1K | 4.38% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVENUE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $626 | $75 | $701 | 2.15% |
| JAMES P GROGAN3 Filed as: JAMES P. GROGAN | 11270 W. PARK PLACE SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $174 | $63 | $237 | 0.73% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | N19 W24101 RIVERWOOD DRIVE WAUKESHA, WI 53188 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 8.73% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP - WI | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | EYEMED | $2K | $0 | $2K | 10.10% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | N19 W24101 RIVERWOOD DRIVE WAUKESHA, WI 53188 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $618 | $0 | $618 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 198 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 352 | $79K |
| Vision | EYEMED | 219 | $16K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 184 | $46K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 184 | $32K |
| Long-term disability | NORTHWESTERN MUTUAL | 190 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 352 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.