| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | HUMANA WISCONSIN HEALTH ORGANIZATION INSURANCE CORPORAT | $36K | $2K | $38K | 3.15% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | HUMANA INSURANCE COMPANY | $3K | $993 | $4K | 5.29% |
| PATRICK J KOHLER3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $440 | $1K | 3.69% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $776 | $195 | $971 | 2.43% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $776 | $195 | $971 | 2.43% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $414 | $50 | $464 | 1.16% |
| JAMES P GROGAN3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $103 | $37 | $140 | 0.35% |
| PATRICK J KOHLER3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $371 | $2K | 5.43% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $1K | $278 | $1K | 4.07% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $1K | $278 | $1K | 4.07% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $589 | $71 | $660 | 1.94% |
| JAMES P GROGAN3 | 11270 W PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $147 | $53 | $200 | 0.59% |
| PATRICK J KOHLER3 | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $882 | $222 | $1K | 3.66% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $662 | $167 | $829 | 2.75% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $662 | $167 | $829 | 2.75% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $353 | $42 | $395 | 1.31% |
| JAMES P GROGAN3 | 11270 W PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $88 | $32 | $120 | 0.40% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | HUMANA INSURANCE COMPANY | $1K | $171 | $2K | 10.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA WISCONSIN HEALTH ORGANIZATION INSURANCE CORPORAT | 146 | $1.2M |
| Dental | HUMANA INSURANCE COMPANY | 129 | $79K |
| Vision | HUMANA INSURANCE COMPANY | 118 | $15K |
| Life insurance | NORTHWESTERN MUTUAL | 178 | $40K |
| Short-term disability | NORTHWESTERN MUTUAL | 178 | $30K |
| Long-term disability | NORTHWESTERN MUTUAL | 178 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.