| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 | N19W24101 N. RIVERWOOD DRIVE WAUKESHA, WI 53188 | WISCONSIN PHYSICIANS SERVICE INSURANCE CORPORATION | $42K | — | $42K | 3.00% |
| THE HORTON GROUP3 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $5K | — | $5K | 5.50% |
| THE HORTON GROUP3 | N19W24101 RIVERWOOD DRIVE WAUKESHA, WI 53188 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PLACE SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $341 | $2K | 4.42% |
| WILLIAM JOHN COLLINS3 | 100 E. WISCONSIN AVENUE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $1K | $283 | $1K | 3.38% |
| BRIAN P DIX3 | 100 E. WISCONSIN AVENUE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $1K | $283 | $1K | 3.38% |
| THE HOLTER AGENCY INC3 Filed as: HOLTER AGENCY INC | 100 E. WISCONSIN AVENUE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $693 | $61 | $754 | 1.82% |
| JAMES P GROGAN3 Filed as: JAMES P. GROGAN | 11270 W. PARK PLACE SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $240 | $57 | $297 | 0.72% |
| THE HORTON GROUP3 | N19W24101 RIVERWOOD DRIVE WAUKESHA, WI 53188 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 8.27% |
| THE HORTON GROUP3 | — | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN INC | $2K | — | $2K | 9.20% |
| THE HORTON GROUP3 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $2K | — | $2K | 13.00% |
| THE HORTON GROUP3 | N19W24101 RIVERWOOD DRIVE WAUKESHA, WI 53188 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $767 | — | $767 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 212 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WISCONSIN PHYSICIANS SERVICE INSURANCE CORPORATION | 389 | $1.4M |
| Dental(2 contracts) | DELTA DENTAL OF WISCONSIN | 124 | $113K |
| Vision | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN INC | 251 | $18K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 230 | $50K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 230 | $37K |
| Long-term disability | NORTHWESTERN MUTUAL | 211 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 389 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.