| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | HUMANA WISCONSIN HEALTH ORG INS CORP | $57K | $2K | $59K | 3.02% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $6K | — | $6K | 10.83% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $447 | $1K | 3.65% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $789 | $199 | $988 | 2.41% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $421 | $50 | $471 | 1.15% |
| BRIAN P DIX3 Filed as: BRIAN DIX | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $78 | $199 | $277 | 0.67% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $105 | $38 | $143 | 0.35% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $355 | $2K | 5.53% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $1K | $266 | $1K | 4.14% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $1K | $266 | $1K | 4.14% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $563 | $68 | $631 | 1.98% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $141 | $51 | $192 | 0.60% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $870 | $219 | $1K | 3.71% |
| BRIAN P DIX3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $652 | $164 | $816 | 2.78% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $652 | $164 | $816 | 2.78% |
| THE HOLTER AGENCY INC3 | 100 E. WISCONSIN AVE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $348 | $42 | $390 | 1.33% |
| JAMES P GROGAN3 | 11270 W. PARK PL SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $87 | $31 | $118 | 0.40% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $2K | — | $2K | 12.33% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC-ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | WYSSTA INSURANCE COMPANY INC | $1K | — | $1K | 9.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 158 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA WISCONSIN HEALTH ORG INS CORP | 124 | $2.0M |
| Dental(2 contracts) | DELTA DENTAL OF WISCONSIN | 71 | $70K |
| Vision | WYSSTA INSURANCE COMPANY INC | 94 | $12K |
| Life insurance | NORTHWESTERN MUTUAL | 13 | $41K |
| Short-term disability | NORTHWESTERN MUTUAL | 153 | $29K |
| Long-term disability | NORTHWESTERN MUTUAL | 153 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 153 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.