| Provider | Service type | Compensation |
|---|---|---|
Service code 28 · EIN 41-2253838 | Investment Management | $3,995,922 |
THE SEGAL COMPANY1+ years Filed as: NIGRO, KARLIN & SEGAL & FELDSTEIN, Service code 10 · EIN 95-3632775 | Accounting | $1,708,669 |
Filed as: J.P. MORGAN INVESTMENT MANAGEMENT Service code 27 · EIN 13-3200244 | Advisory (Plan) | $1,650,440 |
LAZARD ASSET MANAGEMENT1+ years Service code 51 · EIN 05-0530199 | Investment Mgmt Fees | $951,738 |
Filed as: GRANTHAM, MAYO, VAN OTERLOO COMPANY Service code 51 · EIN 45-2174907 | Investment Mgmt Fees | $792,154 |
BRIDGEWATER1+ years Filed as: BRIDGEWATER ASSOCIATES, INC. Service code 51 · EIN 27-1437501 | Investment Mgmt Fees | $737,568 |
MILLER KAPLAN ARASE LLP1+ years Service code 10 · EIN 95-2036255 | Accounting | $619,638 |
SAGITEC SOLUTIONS LLC1+ years Filed as: SAGITEC SOLUTIONS, LLC Service code 49 · EIN 20-0970684 | Other Services | $554,260 |
PREMIER TECHNOLOGY SOLUTIONS1+ years Filed as: PREMIER TECHNOLOGY SOLUTIONS, INC. Service code 49 · EIN 13-3933805 | Other Services | $523,424 |
BUSH GOTTLIEB, A LAW CORPORATION1+ years Filed as: BUSH, GOTTLIEB, ET.AL. Service code 29 · EIN 95-2956616 | Legal | $521,746 |
Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.
| Category | Counterparty | Relationship / Terms | Address | Amount |
|---|---|---|---|---|
| Part 1 Loan in default | WACHOVIA MTG LOAN TRUST | — | — | — |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,262 | $47,522-17.4% | $186,087-78.9% | $47,522-17.4% |
| Participation rate | 100.0% | 9.2%+90.8pp | 37.8%+62.2pp | 9.2%+90.8pp |
| Annual return | -3.06% | -0.08%-3.0pp | -2.13%-0.9pp | -0.08%-3.0pp |
| Employer contribution / active EE | $5,508 | $7,991-31.1% | $34,127-83.9% | $7,991-31.1% |
| Participant deferral / active EE | $4 | $325-98.7% | $131-96.8% | $325-98.7% |
| Admin fee / account holder | $308 | $275+12.1% | $941-67.2% | $275+12.1% |