| Provider | Service type | Compensation |
|---|---|---|
Service code 51 · EIN 41-2253838 | Investment Mgmt Fees | $4,115,232 |
THE SEGAL COMPANY1 year Filed as: NIGRO KARLIN SEGAL & FELDSTEIN, LLP Service code 10 · EIN 95-3632775 | Accounting | $1,757,005 |
Filed as: J. P. MORGAN INVESTMENT MANAGEMENT, Service code 27 · EIN 13-3200244 | Advisory (Plan) | $1,741,765 |
Service code 51 · EIN 04-2691242 | Investment Mgmt Fees | $1,385,367 |
LAZARD ASSET MANAGEMENT3+ years Service code 51 · EIN 05-0530199 | Investment Mgmt Fees | $1,061,317 |
BRIDGEWATER3+ years Filed as: BRIDGEWATER ASSOCIATES, INC. Service code 51 · EIN 27-1437501 | Investment Mgmt Fees | $820,180 |
MILLER KAPLAN ARASE LLP3+ years Service code 10 · EIN 95-2036255 | Accounting | $686,911 |
SAGITEC SOLUTIONS LLC3+ years Filed as: SAGITEC SOLUTIONS, LLC Service code 17 · EIN 20-0970684 | Pension Consulting | $569,845 |
DOUBLELINE CAPITAL LP2 years Service code 51 · EIN 30-0596331 | Investment Mgmt Fees | $564,958 |
Filed as: PRISA (PRUDENTIAL REAL ESTATE INVT) Service code 51 · EIN 22-1211670 | Investment Mgmt Fees | $474,265 |
Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.
| Category | Counterparty | Relationship / Terms | Address | Amount |
|---|---|---|---|---|
| Part 1 Loan in default | WACHOVIA MTG LOAN TRUST | — | — | — |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,918 | $14,491,905-99.7% | $256,121-82.9% | $14,491,905-99.7% |
| Participation rate | 100.0% | 5.3%+94.7pp | 37.7%+62.3pp | 5.3%+94.7pp |
| Annual return | 10.50% | 1057.21%-1046.7pp | 9.60%+0.9pp | 1057.21%-1046.7pp |
| Employer contribution / active EE | $6,910 | $14,374-51.9% | $45,595-84.8% | $14,374-51.9% |
| Participant deferral / active EE | $3 | $351-99.1% | $255-98.7% | $351-99.1% |
| Admin fee / account holder | $326 | $81,210-99.6% | $9,523-96.6% | $81,210-99.6% |