| Provider | Service type | Compensation |
|---|---|---|
Service code 28 · EIN 41-2253838 | Investment Management | $3,795,153 |
THE SEGAL COMPANY1 year Filed as: NIGRO, KARLIN & SEGAL & FELDSTEIN Service code 10 · EIN 95-3632775 | Accounting | $1,705,088 |
Filed as: GRANTHAM, MAYO, VAN OTERLOO COMPANY Service code 51 · EIN 45-2174907 | Investment Mgmt Fees | $1,418,895 |
Filed as: J. P. MORGAN INVESTMENT MANAGEMENT Service code 27 · EIN 13-3200244 | Advisory (Plan) | $1,359,409 |
Service code 16 · EIN 33-0451285 | Consulting | $1,020,771 |
LAZARD ASSET MANAGEMENT2+ years Service code 51 · EIN 05-0530199 | Investment Mgmt Fees | $914,198 |
BRIDGEWATER2+ years Filed as: BRIDGEWATER ASSOCIATES, INC. Service code 51 · EIN 27-1437501 | Investment Mgmt Fees | $656,053 |
MILLER KAPLAN ARASE LLP2+ years Service code 10 · EIN 95-2036255 | Accounting | $601,625 |
SAGITEC SOLUTIONS LLC2+ years Filed as: SAGITEC SOLUTIONS, LLC Service code 50 · EIN 20-0970684 | Direct Payment | $543,369 |
Filed as: BRANDYWINE GLOBAL INVT MGMT, LLC Service code 51 · EIN 51-0412248 | Investment Mgmt Fees | $509,691 |
Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.
| Category | Counterparty | Relationship / Terms | Address | Amount |
|---|---|---|---|---|
| Part 1 Loan in default | WACHOVIA MTG LOAN TRUST | — | — | — |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,289 | $40,2890% | $18,392,177-99.8% | $40,2890% |
| Participation rate | 100.0% | 4.2%+95.8pp | 37.5%+62.5pp | 4.2%+95.8pp |
| Annual return | 5.90% | 10.64%-4.7pp | 3.99%+1.9pp | 10.64%-4.7pp |
| Employer contribution / active EE | $5,962 | $11,561-48.4% | $38,279-84.4% | $11,561-48.4% |
| Participant deferral / active EE | $3 | $347-99.0% | $386-99.1% | $347-99.0% |
| Admin fee / account holder | $312 | $3120% | $140,034-99.8% | $3120% |