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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $916,775 | $99,875+817.9% | $146,866+524.2% | $86,983+954.0% |
| Participation rate | 77.8% | 75.8%+2.0pp | 82.5%-4.7pp | 69.5%+8.2pp |
| Annual return | 13.74% | 28.10%-14.4pp | 102.85%-89.1pp | 25.83%-12.1pp |
| Employer contribution / active EE | $28,428 | $3,224+781.7% | $4,425+542.5% | $2,584+1000.0% |
| Participant deferral / active EE | $1,528 | $6,322-75.8% | $7,759-80.3% | $4,194-63.6% |
| Admin fee / account holder | $6,647 | $7,838-15.2% | $13,620-51.2% | $7,856-15.4% |