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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $862,704 | $105,195+720.1% | $159,450+441.1% | $85,854+904.8% |
| Participation rate | 84.0% | 75.8%+8.2pp | 82.8%+1.2pp | 69.3%+14.7pp |
| Annual return | 9.48% | 45.08%-35.6pp | 263.60%-254.1pp | 318.56%-309.1pp |
| Employer contribution / active EE | $26,479 | $3,319+697.9% | $4,830+448.2% | $2,565+932.3% |
| Participant deferral / active EE | $520 | $5,946-91.3% | $7,352-92.9% | $3,952-86.8% |
| Admin fee / account holder | $2,725 | $6,934-60.7% | $10,800-74.8% | $6,260-56.5% |