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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $609,005 | $138,076+341.1% | $123,553+392.9% | $135,380+349.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.60% | 153.70%-161.3pp | 119.21%-126.8pp | 519.81%-527.4pp |
| Employer contribution / active EE | $29,840 | $5,152+479.2% | $4,628+544.8% | $4,779+524.4% |
| Participant deferral / active EE | $818 | $6,800-88.0% | $6,426-87.3% | $5,609-85.4% |
| Admin fee / account holder | $2,450 | $10,917-77.6% | $9,284-73.6% | $10,828-77.4% |