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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $811,150 | $93,586+766.7% | $135,925+496.8% | $75,173+979.0% |
| Participation rate | 76.9% | 75.2%+1.7pp | 81.9%-5.0pp | 67.2%+9.7pp |
| Annual return | 16.13% | 30.90%-14.8pp | 68.25%-52.1pp | 160.65%-144.5pp |
| Employer contribution / active EE | $25,691 | $3,537+626.3% | $4,857+428.9% | $2,670+862.1% |
| Participant deferral / active EE | $577 | $6,405-91.0% | $7,759-92.6% | $4,126-86.0% |
| Admin fee / account holder | $17,239 | $6,977+147.1% | $10,764+60.2% | $5,651+205.0% |