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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $811,150 | $93,617+766.5% | $135,982+496.5% | $75,177+979.0% |
| Participation rate | 76.9% | 75.2%+1.7pp | 81.9%-5.0pp | 67.2%+9.7pp |
| Annual return | 16.13% | 30.89%-14.8pp | 68.32%-52.2pp | 160.75%-144.6pp |
| Employer contribution / active EE | $25,691 | $3,538+626.1% | $4,859+428.7% | $2,671+861.8% |
| Participant deferral / active EE | $577 | $6,406-91.0% | $7,760-92.6% | $4,126-86.0% |
| Admin fee / account holder | $17,239 | $6,980+147.0% | $10,767+60.1% | $5,651+205.0% |