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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $784,509 | $89,370+777.8% | $141,197+455.6% | $72,976+975.0% |
| Participation rate | 84.0% | 75.1%+8.9pp | 82.5%+1.5pp | 69.5%+14.5pp |
| Annual return | 19.05% | 111.88%-92.8pp | 71.41%-52.4pp | 81.02%-62.0pp |
| Employer contribution / active EE | $25,117 | $3,115+706.3% | $4,736+430.3% | $2,440+929.4% |
| Participant deferral / active EE | $720 | $5,419-86.7% | $6,710-89.3% | $3,608-80.0% |
| Admin fee / account holder | $2,566 | $5,957-56.9% | $10,265-75.0% | $5,124-49.9% |