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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,872 | $135,956+353.7% | $123,894+397.9% | $273,972+125.2% |
| Participation rate | 87.0% | 84.1%+2.9pp | 81.4%+5.5pp | 83.0%+3.9pp |
| Annual return | 5.83% | 56.63%-50.8pp | 47.52%-41.7pp | 41.46%-35.6pp |
| Employer contribution / active EE | $23,483 | $5,170+354.2% | $4,617+408.6% | $4,869+382.3% |
| Participant deferral / active EE | $1,043 | $6,343-83.5% | $5,984-82.6% | $5,287-80.3% |
| Admin fee / account holder | $11,368 | $9,817+15.8% | $8,357+36.0% | $10,133+12.2% |