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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $795,114 | $98,776+705.0% | $149,745+431.0% | $79,856+895.7% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.5%+5.5pp | 69.6%+18.4pp |
| Annual return | 12.56% | 27.38%-14.8pp | 276.72%-264.2pp | 31.71%-19.2pp |
| Employer contribution / active EE | $25,887 | $3,217+704.6% | $4,646+457.2% | $2,471+947.5% |
| Participant deferral / active EE | $520 | $5,681-90.8% | $6,843-92.4% | $3,741-86.1% |
| Admin fee / account holder | $81,088 | $6,053+1239.7% | $9,312+770.8% | $5,306+1428.1% |