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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $795,114 | $98,760+705.1% | $149,710+431.1% | $79,860+895.6% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.5%+5.5pp | 69.6%+18.4pp |
| Annual return | 12.56% | 27.43%-14.9pp | 276.63%-264.1pp | 31.72%-19.2pp |
| Employer contribution / active EE | $25,887 | $3,217+704.7% | $4,645+457.4% | $2,471+947.6% |
| Participant deferral / active EE | $520 | $5,681-90.8% | $6,842-92.4% | $3,740-86.1% |
| Admin fee / account holder | $81,088 | $6,053+1239.6% | $9,309+771.1% | $5,306+1428.1% |