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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,388 | $138,068+363.1% | $125,358+410.1% | $134,493+375.4% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -20.04% | 750.30%-770.3pp | 572.03%-592.1pp | 418.01%-438.1pp |
| Employer contribution / active EE | $29,289 | $5,244+458.5% | $4,814+508.4% | $4,740+517.9% |
| Participant deferral / active EE | $591 | $7,799-92.4% | $7,447-92.1% | $6,400-90.8% |
| Admin fee / account holder | $2,392 | $11,568-79.3% | $10,007-76.1% | $11,425-79.1% |