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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $761,756 | $102,385+644.0% | $147,080+417.9% | $80,935+841.2% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 12.45% | 135.09%-122.6pp | 420.17%-407.7pp | 35.66%-23.2pp |
| Employer contribution / active EE | $24,735 | $3,717+565.5% | $4,933+401.4% | $2,757+797.3% |
| Participant deferral / active EE | $833 | $6,651-87.5% | $8,066-89.7% | $4,299-80.6% |
| Admin fee / account holder | $3,403 | $7,951-57.2% | $12,989-73.8% | $6,924-50.9% |