| Provider | Service type | Compensation |
|---|---|---|
ZENITH AMERICAN SOLUTIONS2+ years Service code 12 · EIN 52-1590516 | Recordkeeping and information managem... | $1,009,472 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: J.P. MORGAN INVESTMENT MGMT. INC. Service code 27 · EIN 13-3200244 | Advisory (Plan) | $316,605 |
BRANDES INVESTMENT PARTNERS2+ years Filed as: BRANDES INVESTMENT PARTNERS, LP Service code 28 · EIN 36-7157059 | Investment Management | $287,068 |
DODGE & COX2+ years Service code 28 · EIN 94-1441976 | Investment Management | $208,945 |
VERUS1 year Filed as: VERUS ADVISORY, INC. Service code 27 · EIN 91-1320111 | Advisory (Plan) | $200,000 |
MILLIMAN, INC.2+ years Service code 11 · EIN 91-0675641 | Actuarial | $193,037 |
RIDGEWORTH2+ years Filed as: GENEVA CAPITAL MANAGEMENT LTD. Service code 28 · EIN 06-1217855 | Investment Management | $179,078 |
US BANK2+ years Service code 19 · EIN 31-0841368 | Securities Custodian | $157,914 |
Service code 28 · EIN 95-3703295 | Investment Management | $154,846 |
LOOMIS SAYLES2+ years Filed as: LOOMIS SAYLES & COMPANY LP Service code 51 · EIN 04-3200030 | Investment Mgmt Fees | $145,000 |
Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.
| Category | Counterparty | Relationship / Terms | Address | Amount |
|---|---|---|---|---|
| Part 1 Loan in default | LEHMAN BROS HOLDING | — | — | — |
| Part 1 Loan in default | LEHMAN BROS HOLDING | — | — | — |
| Part 1 Loan in default | LEHMAN BROS HOLDING | — | — | — |
| Part 1 Loan in default | LEHMAN BROS HOLDING | — | — | — |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $40,289-100.0% | $139,743-100.0% | $40,289-100.0% |
| Participation rate | 0.0% | 4.2%-4.2pp | 22.6%-22.6pp | 4.2%-4.2pp |
| Annual return | 6.91% | 10.64%-3.7pp | 4.96%+1.9pp | 10.64%-3.7pp |
| Employer contribution / active EE | $1,364 | $11,561-88.2% | $29,749-95.4% | $11,561-88.2% |
| Participant deferral / active EE | $0 | $347-100.0% | $26-100.0% | $347-100.0% |
| Admin fee / account holder | $0 | $312-100.0% | $3,369-100.0% | $312-100.0% |