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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4 years Service code 26 · EIN 13-2638166 | Advisory (Participants) | $80,808 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-2859641 | Advisory (Participants) | $48,930 |
Filed as: NORTHWESTERN MUTUAL Service code 26 · EIN 52-2114207 | Advisory (Participants) | $46,585 |
Filed as: LEHMAN BROTHERS, INC. Service code 26 2525 WEST END AVE · NASHVILLE, TN 37203 | Advisory (Participants) | $17,443 |
BAIRD FUNDS2 years Filed as: ROBERT W BAIRD & CO. INC. Service code 26 · EIN 39-6037917 | Advisory (Participants) | $14,703 |
CAPWEALTH ADVISORS LLC4 years Filed as: CAPWEALTH ADVISORS Service code 26 4031 ASPEN GROVE DRIVE · FRANKLIN, TN 37067 | Advisory (Participants) | $13,907 |
AB FUNDS4 years Filed as: ALLIANCE BERNSTEIN Service code 26 · EIN 87-0746508 1 N LEXINGTON AVE · WHITE PLAINS, NY 10601 | Advisory (Participants) | $12,860 |
RBC WEALTH MANAGEMENT4 years Filed as: RBC CAPITAL MARKETS LLC Service code 26 · EIN 41-1416330 | Advisory (Participants) | $12,858 |
MORGAN STANLEY SMITH BARNEY9+ years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 | Advisory (Participants) | $8,269 |
Filed as: BENJAMIN F EDWARDS & CO. Service code 26 · EIN 26-3199152 | Advisory (Participants) | $6,782 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,072 | $148,534-74.4% | $135,903-72.0% | $139,434-72.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -75.86% | 79.19%-155.1pp | 68.23%-144.1pp | 372.94%-448.8pp |
| Employer contribution / active EE | $0 | $5,243-100.0% | $4,856-100.0% | $4,751-100.0% |
| Participant deferral / active EE | $0 | $8,100-100.0% | $7,758-100.0% | $6,710-100.0% |
| Admin fee / account holder | $46,499 | $12,400+275.0% | $10,762+332.1% | $11,403+307.8% |