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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 26 · EIN 13-2638166 | Advisory (Participants) | $170,598 |
Filed as: NORTHWESTERN MUTUAL Service code 26 · EIN 52-2114207 | Advisory (Participants) | $96,969 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-2859641 | Advisory (Participants) | $82,743 |
Filed as: LEHMAN BROTHERS, INC. Service code 26 2525 WEST END AVE · NASHVILLE, TN 37203 | Advisory (Participants) | $36,128 |
AB FUNDS2 years Filed as: ALLIANCE BERNSTEIN Service code 26 · EIN 87-0746508 1 N LEXINGTON AVE · WHITE PLAINS, NY 10601 | Advisory (Participants) | $28,073 |
CAPWEALTH ADVISORS LLC2 years Filed as: CAPWEALTH ADVISORS Service code 26 4031 ASPEN GROVE DRIVE · FRANKLIN, TN 37067 | Advisory (Participants) | $26,166 |
RBC WEALTH MANAGEMENT2 years Filed as: RBC CAPITAL MARKETS LLC Service code 26 · EIN 41-1416330 | Advisory (Participants) | $25,228 |
Filed as: BENJAMIN F EDWARDS & CO. Service code 26 · EIN 26-3199152 | Advisory (Participants) | $22,749 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $18,949 |
MORGAN STANLEY SMITH BARNEY7+ years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 | Advisory (Participants) | $14,566 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,592 | $104,317+321.4% | $159,436+175.7% | $86,799+406.4% |
| Participation rate | 100.0% | 77.7%+22.3pp | 82.8%+17.2pp | 72.3%+27.7pp |
| Annual return | 20.22% | 26.32%-6.1pp | 263.57%-243.3pp | 97.91%-77.7pp |
| Employer contribution / active EE | $11,271 | $3,451+226.6% | $4,829+133.4% | $2,405+368.6% |
| Participant deferral / active EE | $12,032 | $6,837+76.0% | $7,352+63.7% | $4,131+191.3% |
| Admin fee / account holder | $1,075 | $172+524.4% | $10,799-90.0% | $170+534.3% |