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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.10+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $258,524 |
Service code 26 · EIN 76-0661984 | Advisory (Participants) | $16,238 |
CAPFINANCIAL PARTNERS LLC5 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $14,674 |
LEGACY EDGE ADVISORS LLC1 year Service code 26 · EIN 93-2777604 | Advisory (Participants) | $13,624 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $9,850 |
LEWIS WEALTH MGMT LLC3 years Service code 26 · EIN 27-1687409 | Advisory (Participants) | $9,732 |
LMCG INVESTMENTS LLC3 years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $8,418 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $7,233 |
CREATIVE PLANNING LLC1 year Service code 26 · EIN 43-1270780 | Advisory (Participants) | $5,302 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,075 | $122,259+146.3% | $147,041+104.8% | $199,874+50.6% |
| Participation rate | 97.8% | 78.3%+19.5pp | 82.2%+15.6pp | 72.0%+25.7pp |
| Annual return | 15.82% | 30.58%-14.8pp | 419.21%-403.4pp | 34.28%-18.5pp |
| Employer contribution / active EE | $13,989 | $4,097+241.4% | $4,935+183.5% | $3,036+360.7% |
| Participant deferral / active EE | $16,293 | $8,504+91.6% | $8,071+101.9% | $5,090+220.1% |
| Admin fee / account holder | $67 | $179-62.6% | $13,006-99.5% | $269-75.1% |