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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $254,118 |
Service code 26 · EIN 76-0661984 | Advisory (Participants) | $13,085 |
CAPFINANCIAL PARTNERS LLC4 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $11,904 |
LEWIS WEALTH MGMT LLC2 years Service code 26 · EIN 27-1687409 | Advisory (Participants) | $7,891 |
LMCG INVESTMENTS LLC2 years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $7,236 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $5,768 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $4,579 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,598 | $107,415+141.7% | $135,998+90.9% | $80,187+223.7% |
| Participation rate | 97.7% | 78.0%+19.7pp | 81.9%+15.8pp | 72.9%+24.8pp |
| Annual return | 18.75% | 91.99%-73.2pp | 68.37%-49.6pp | 40.40%-21.6pp |
| Employer contribution / active EE | $13,316 | $3,878+243.4% | $4,860+174.0% | $2,980+346.9% |
| Participant deferral / active EE | $15,859 | $8,189+93.7% | $7,761+104.4% | $5,016+216.2% |
| Admin fee / account holder | $61 | $127-52.4% | $10,769-99.4% | $145-58.3% |