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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $152,817 |
Filed as: LOCKTOWN INVESTMENT ADVISORS LLC Service code 28 · EIN 20-8874282 | Investment Management | $47,996 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $47,915 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC Service code 28 · EIN 84-4519624 | Investment Management | $28,629 |
Filed as: BUCKINGHAM STRATEGIC WEALTH LL Service code 26 · EIN 20-8306720 | Advisory (Participants) | $22,501 |
Service code 26 · EIN 04-2541452 | Advisory (Participants) | $14,856 |
DEPENDABLE ALTERNATIVE2 years Service code 26 · EIN 83-3413387 | Advisory (Participants) | $11,794 |
FRANKLIN STREET ADVISORS3 years Filed as: FRANKLIN STREET ADVISORS INC Service code 26 · EIN 56-1749652 | Advisory (Participants) | $10,058 |
FISHER INVESTMENTS1 year Service code 26 · EIN 20-2480800 | Advisory (Participants) | $7,641 |
CAPFINANCIAL PARTNERS LLC5 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $7,162 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,375 | $50,169+18.3% | $149,740-60.3% | $80,187-26.0% |
| Participation rate | 88.6% | 64.3%+24.4pp | 78.8%+9.9pp | 72.9%+15.7pp |
| Annual return | 18.56% | 29.82%-11.3pp | 134.51%-115.9pp | 40.40%-21.8pp |
| Employer contribution / active EE | $2,079 | $1,869+11.2% | $4,821-56.9% | $2,980-30.2% |
| Participant deferral / active EE | $4,451 | $3,194+39.3% | $5,683-21.7% | $5,016-11.3% |
| Admin fee / account holder | $71 | $153-53.7% | $13,222-99.5% | $145-51.3% |