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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,062 | $65,704+58.4% | $94,229+10.4% | $59,633+74.5% |
| Participation rate | 76.0% | 72.1%+3.9pp | 78.8%-2.8pp | 68.7%+7.3pp |
| Annual return | -1.01% | 5.22%-6.2pp | 10.68%-11.7pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $3,587-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,496 | $3,143+11.2% | $4,320-19.1% | $3,192+9.5% |
| Admin fee / account holder | $11,262 | $4,265+164.1% | $6,269+79.6% | $4,297+162.1% |