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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,353 | $78,707+40.2% | $117,861-6.4% | $70,126+57.4% |
| Participation rate | 73.2% | 73.2%0pp | 79.7%-6.5pp | 69.5%+3.7pp |
| Annual return | 12.28% | 23.30%-11.0pp | 335.11%-322.8pp | 73.15%-60.9pp |
| Employer contribution / active EE | $196 | $2,223-91.2% | $3,786-94.8% | $2,343-91.6% |
| Participant deferral / active EE | $3,614 | $3,297+9.6% | $4,482-19.4% | $3,332+8.5% |
| Admin fee / account holder | $6,027 | $5,066+19.0% | $8,021-24.9% | $4,645+29.7% |