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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,489 | $69,977+47.9% | $108,582-4.7% | $62,881+64.6% |
| Participation rate | 74.0% | 72.9%+1.1pp | 79.6%-5.6pp | 69.3%+4.7pp |
| Annual return | 5.77% | 10.73%-5.0pp | -51.70%+57.5pp | 20.14%-14.4pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,469 | $3,165+9.6% | $4,311-19.5% | $3,203+8.3% |
| Admin fee / account holder | $18,524 | $5,076+264.9% | $7,645+142.3% | $4,296+331.2% |