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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,901 | $83,485+37.6% | $125,195-8.2% | $72,976+57.4% |
| Participation rate | 88.6% | 73.3%+15.3pp | 79.8%+8.9pp | 69.5%+19.1pp |
| Annual return | 16.76% | 25.77%-9.0pp | 43.79%-27.0pp | 81.02%-64.3pp |
| Employer contribution / active EE | $550 | $2,346-76.5% | $3,866-85.8% | $2,440-77.4% |
| Participant deferral / active EE | $4,285 | $3,586+19.5% | $4,937-13.2% | $3,608+18.8% |
| Admin fee / account holder | $16,901 | $5,518+206.3% | $9,704+74.2% | $5,124+229.8% |