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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,710 | $101,778+60.9% | $164,975-0.8% | $80,925+102.3% |
| Participation rate | 81.8% | 71.8%+10.0pp | 78.6%+3.2pp | 67.7%+14.2pp |
| Annual return | 11.01% | 16.73%-5.7pp | 70.12%-59.1pp | 35.65%-24.6pp |
| Employer contribution / active EE | $560 | $2,954-81.1% | $4,343-87.1% | $2,756-79.7% |
| Participant deferral / active EE | $3,956 | $4,477-11.6% | $6,033-34.4% | $4,299-8.0% |
| Admin fee / account holder | $12,436 | $8,221+51.3% | $12,688-2.0% | $6,940+79.2% |