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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,200 | $81,870+52.9% | $119,634+4.7% | $68,490+82.8% |
| Participation rate | 82.9% | 71.9%+11.0pp | 79.3%+3.6pp | 67.9%+15.0pp |
| Annual return | -14.60% | -23.82%+9.2pp | -14.98%+0.4pp | -7.85%-6.7pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $4,232-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,851 | $4,148-7.2% | $5,601-31.2% | $4,028-4.4% |
| Admin fee / account holder | $11,521 | $6,583+75.0% | $10,329+11.5% | $5,403+113.2% |