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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,961 | $99,994+59.0% | $146,643+8.4% | $85,847+85.2% |
| Participation rate | 87.9% | 73.1%+14.8pp | 80.1%+7.8pp | 69.3%+18.6pp |
| Annual return | 10.11% | 18.93%-8.8pp | 22.75%-12.6pp | 318.61%-308.5pp |
| Employer contribution / active EE | $289 | $2,559-88.7% | $4,137-93.0% | $2,565-88.7% |
| Participant deferral / active EE | $3,714 | $4,006-7.3% | $5,506-32.5% | $3,952-6.0% |
| Admin fee / account holder | $5,648 | $7,703-26.7% | $10,280-45.1% | $6,261-9.8% |