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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,921 | $91,537+68.2% | $130,045+18.4% | $75,173+104.8% |
| Participation rate | 82.9% | 71.5%+11.4pp | 78.5%+4.4pp | 67.2%+15.7pp |
| Annual return | 13.27% | -631.55%+644.8pp | -137.30%+150.6pp | 160.72%-147.4pp |
| Employer contribution / active EE | $495 | $2,845-82.6% | $4,321-88.6% | $2,671-81.5% |
| Participant deferral / active EE | $4,480 | $4,343+3.2% | $5,820-23.0% | $4,126+8.6% |
| Admin fee / account holder | $1,611 | $6,780-76.2% | $10,600-84.8% | $5,651-71.5% |