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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,324 | $72,404+48.2% | $110,243-2.6% | $64,173+67.2% |
| Participation rate | 82.0% | 73.3%+8.7pp | 79.8%+2.2pp | 69.6%+12.4pp |
| Annual return | -5.10% | -6.29%+1.2pp | 314.76%-319.9pp | 7.63%-12.7pp |
| Employer contribution / active EE | $445 | $2,282-80.5% | $3,827-88.4% | $2,381-81.3% |
| Participant deferral / active EE | $4,442 | $3,469+28.0% | $4,672-4.9% | $3,470+28.0% |
| Admin fee / account holder | $6,391 | $5,664+12.8% | $8,548-25.2% | $4,887+30.8% |