| Provider | Service type | Compensation |
|---|---|---|
STATE STREET GLOBAL ADVISORS3+ years Filed as: STATESTREET Service code 18 · EIN 04-1867445 | Float revenue; Custodial (securities)... | $7,601,891 |
METLIFE LIFE INSURANCE COMPANY3+ years Filed as: METROPOLITAN LIFE INSURANCE COMPANY Service code 73 · EIN 13-5581829 | Other insurance fees and expenses | $5,697,839 |
FINANCIAL ENGINES3+ years Service code 26 · EIN 94-3250323 | Advisory (Participants) | $5,457,573 |
Filed as: PRUDENTIAL INSURANCE COMPANY Service code 51 · EIN 22-1211670 | Investment Mgmt Fees | $5,190,836 |
PIMCO FUNDS3+ years Filed as: PIMCO Service code 51 · EIN 33-0629048 | Investment Mgmt Fees | $4,486,282 |
RBC WEALTH MANAGEMENT3+ years Filed as: RBC CAPITAL MARKETS Service code 67 · EIN 41-1416330 | Other insurance wrap fees | $4,307,722 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,635,073 |
Filed as: NEW YORK LIFE INSURANCE COMPANY Service code 51 · EIN 13-5582869 | Investment Mgmt Fees | $3,122,979 |
BRIDGEWATER3+ years Service code 51 · EIN 13-2871809 | Investment Mgmt Fees | $2,017,452 |
BLACKROCK3+ years Filed as: BLACKROCK FINANCIAL MANAGEMENT Service code 51 · EIN 13-3806691 | Investment Mgmt Fees | $1,945,615 |
Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.
| Category | Counterparty | Relationship / Terms | Address | Amount |
|---|---|---|---|---|
| Part 1 Loan in default | LEHMAN BROTHERS HOLDINGS INC. | — | 745 SEVENTH AVENUE NEW YORK, NY 10019 | — |
| Part 1 Loan in default | LEHMAN BROTHERS HOLDINGS INC. | — | 745 SEVENTH AVENUE NEW YORK, NY 10019 | — |
| Part 1 Loan in default | SIGMA FINANCE CORPORATION | — | — | — |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,484 | $80,506+270.8% | $136,298+119.0% | $80,976+268.6% |
| Participation rate | 97.2% | 61.9%+35.3pp | 81.9%+15.3pp | 68.3%+28.9pp |
| Annual return | 14.09% | 27.70%-13.6pp | 5156.27%-5142.2pp | 22.91%-8.8pp |
| Employer contribution / active EE | $7,805 | $1,943+301.7% | $4,696+66.2% | $2,402+224.9% |
| Participant deferral / active EE | $13,745 | $4,601+198.7% | $6,247+120.0% | $3,848+257.2% |
| Admin fee / account holder | $233 | $72+223.9% | $9,244-97.5% | $67+245.1% |