Assets by plan
Share of aggregate retirement assets
Sponsor portfolio
INTERNATIONAL BUSINESS MACHINES CORPORATION
EIN 13-0871985Professional, Scientific, and Technical ServicesLatest filing 2025
Plans
11
Retirement
3
$83.34B assets
Welfare
8
$238.2M premiums
Participants
911,311
1 NORTH CASTLE DRIVE - ARMONK, NY 10504866-937-0720
Plans on this EIN
11 filings#005ESOP-$64.48B - 144,897 part#001CashBalance-$18.86B - 146,564 part#006ProfitSharing-$239K - 5 part#518Mixed-$89.4M - 89,448 lives#519Fully Insured-$79.4M - 80,600 lives#525Mixed-$50.0M - 31,405 lives#501Fully Insured-$17.6M - 46,292 lives#528Fully Insured-$1.5M - 91 lives#507Fully Insured-$475K - 216,121 lives#508Unknown-0 lives#535Self Funded-0 lives
Retirement portfolio analytics
3 plans aggregated / $83.34B assets / 291,466 participantsRecordkeeper share
DC plan assets by Schedule C recordkeeper
77%top
- (Not disclosed)77%
- IBM23%
Participants by plan
Active + retired + deferred vested
- IBM PERSONAL PENSION (#001)146,564
- IBM 401(K) (#005)144,897
Benefits portfolio analytics
8 plans / $238.2M premiums / 463,957 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$104.3M
- Long-term disability$50.0M
- Dental$44.0M
- Life$35.8M
- Vision$7.1M
- Other$1.9M
- +1 more
Carrier market share
Premium dollars by Schedule A carrier
54%top
- METROPOLITAN LIFE INSURANCE COMPANY54%
- UNITEDHEALTHCARE INSURANCE COMPANY29%
- KAISER FOUNDATION HEALTH PLAN INC13%
- ANTHEM LIFE INSURANCE COMPANY2%
- UPMC HEALTH OPTIONS1%
- +2 more
Broker market share
Schedule A broker compensation
62%top
- MERCER HEALTH AND BENEFITS, LLC62%
- STRATEGIC NON-MEDICAL SOLUTIONS LLC30%
- AON CONSULTING INC8%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#005
IBM 401(K) PLAN
ESOP
Assets$64.48B
Participants144,897
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001
IBM PERSONAL PENSION PLAN
CashBalance
Assets$18.86B
Participants146,564
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#006
THE IBM SECURED BENEFIT ARRANGEMENT
ProfitSharing
Assets$239K
Participants5
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#518
IBM BENEFITS PLAN FOR RETIRED EMPLOYEES
Mixed - UNITEDHEALTHCARE INSURANCE COMPANY
Premiums$89.4M
Covered lives89,448
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#519
IBM MEDICAL PLAN FOR REGULAR FULL-TIME AND REGULAR PART-TIME EMPLOYEES
Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$79.4M
Covered lives80,600
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#525
IBM LONG-TERM DISABILITY PLAN
Mixed - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$50.0M
Covered lives31,405
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
IBM GROUP LIFE INSURANCE
Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$17.6M
Covered lives46,292
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#528
IBM GLOBAL ASSIGNEE MEDICAL PROGRAM
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$1.5M
Covered lives91
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#507
IBM TRAVEL ACCIDENT INSURANCE
Fully Insured - ACE AMERICAN INSURANCE COMPANY
Premiums$475K
Covered lives216,121
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508
IBM SPECIAL CARE FOR CHILDREN ASSISTANCE PLAN
Unknown
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#535
IBM SHORT TERM DISABILITY PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans3
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 005 | IBM 401(K) PLAN | ESOP | $64.48B | 144,897 | 2025 | |
| 001 | IBM PERSONAL PENSION PLAN | CashBalance | $18.86B | 146,564 | 2025 | |
| 006 | THE IBM SECURED BENEFIT ARRANGEMENT | ProfitSharing | $239K | 5 | 2025 |
Welfare plans8
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 518 | IBM BENEFITS PLAN FOR RETIRED EMPLOYEES | Mixed | UNITEDHEALTHCARE INSURANCE COMPANY | $89.4M | 89,448 | 2025 | |
| 519 | IBM MEDICAL PLAN FOR REGULAR FULL-TIME AND REGULAR PART-TIME EMPLOYEES | Fully Insured | METROPOLITAN LIFE INSURANCE COMPANY | $79.4M | 80,600 | 2025 | |
| 525 | IBM LONG-TERM DISABILITY PLAN | Mixed | METROPOLITAN LIFE INSURANCE COMPANY | $50.0M | 31,405 | 2025 | |
| 501 | IBM GROUP LIFE INSURANCE | Fully Insured | METROPOLITAN LIFE INSURANCE COMPANY | $17.6M | 46,292 | 2025 | |
| 528 | IBM GLOBAL ASSIGNEE MEDICAL PROGRAM | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1.5M | 91 | 2025 | |
| 507 | IBM TRAVEL ACCIDENT INSURANCE | Fully Insured | ACE AMERICAN INSURANCE COMPANY | $475K | 216,121 | 2025 | |
| 508 | IBM SPECIAL CARE FOR CHILDREN ASSISTANCE PLAN | Unknown | - | $0 | 0 | 2025 | |
| 535 | IBM SHORT TERM DISABILITY PLAN | Self Funded | - | $0 | 0 | 2025 |
Retirement plans
Welfare plans