Assets by plan
Share of aggregate retirement assets
Sponsor portfolio
INTERNATIONAL BUSINESS MACHINES CORPORATION
EIN 13-0871985Professional, Scientific, and Technical ServicesLatest filing 2024
Plans
11
Retirement
3
$78.31B assets
Welfare
8
$231.4M premiums
Participants
935,178
ONE NEW ORCHARD ROAD, MD 261 - ARMONK, NY 10504800-796-9876
Plans on this EIN
11 filings#005ESOP-$60.39B - 149,818 part#001CashBalance-$17.92B - 144,666 part#006ProfitSharing-$229K - 5 part#519Fully Insured-$81.0M - 82,831 lives#518Mixed-$80.7M - 89,786 lives#525Mixed-$49.1M - 33,932 lives#501Fully Insured-$18.7M - 50,354 lives#528Fully Insured-$1.3M - 112 lives#507Fully Insured-$567K - 216,044 lives#508Unknown-0 lives#535Self Funded-0 lives
Retirement portfolio analytics
3 plans aggregated / $78.31B assets / 294,489 participantsRecordkeeper share
DC plan assets by Schedule C recordkeeper
77%top
- (Not disclosed)77%
- IBM23%
Participants by plan
Active + retired + deferred vested
- IBM 401(K) (#005)149,818
- IBM PERSONAL PENSION (#001)144,666
Benefits portfolio analytics
8 plans / $231.4M premiums / 473,059 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$96.0M
- Long-term disability$49.1M
- Dental$44.7M
- Life$36.9M
- Vision$7.3M
- Other$1.9M
- +1 more
Carrier market share
Premium dollars by Schedule A carrier
56%top
- METROPOLITAN LIFE INSURANCE COMPANY56%
- UNITEDHEALTHCARE INSURANCE COMPANY26%
- KAISER FOUNDATION HEALTH PLAN INC14%
- ANTHEM LIFE INSURANCE COMPANY3%
- UPMC HEALTH OPTIONS1%
- +2 more
Broker market share
Schedule A broker compensation
66%top
- MERCER HEALTH AND BENEFITS, LLC66%
- STRATEGIC EMPLOYEE BENEFIT SERVICES26%
- AON CONSULTING INC8%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#005
IBM 401(K) PLAN
ESOP
Assets$60.39B
Participants149,818
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001
IBM PERSONAL PENSION PLAN
CashBalance
Assets$17.92B
Participants144,666
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#006
THE IBM SECURED BENEFIT ARRANGEMENT
ProfitSharing
Assets$229K
Participants5
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#519
IBM MEDICAL PLAN FOR REGULAR FULL-TIME AND REGULAR PART-TIME EMPLOYEES
Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$81.0M
Covered lives82,831
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#518
IBM BENEFITS PLAN FOR RETIRED EMPLOYEES
Mixed - UNITEDHEALTHCARE INSURANCE COMPANY
Premiums$80.7M
Covered lives89,786
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#525
IBM LONG-TERM DISABILITY PLAN
Mixed - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$49.1M
Covered lives33,932
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
IBM GROUP LIFE INSURANCE
Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$18.7M
Covered lives50,354
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#528
IBM GLOBAL ASSIGNEE MEDICAL PROGRAM
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$1.3M
Covered lives112
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#507
IBM TRAVEL ACCIDENT INSURANCE
Fully Insured - ACE AMERICAN INSURANCE COMPANY
Premiums$567K
Covered lives216,044
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508
IBM SPECIAL CARE FOR CHILDREN ASSISTANCE PLAN
Unknown
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#535
IBM SHORT TERM DISABILITY PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans3
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 005 | IBM 401(K) PLAN | ESOP | $60.39B | 149,818 | 2024 | |
| 001 | IBM PERSONAL PENSION PLAN | CashBalance | $17.92B | 144,666 | 2024 | |
| 006 | THE IBM SECURED BENEFIT ARRANGEMENT | ProfitSharing | $229K | 5 | 2024 |
Welfare plans8
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 519 | IBM MEDICAL PLAN FOR REGULAR FULL-TIME AND REGULAR PART-TIME EMPLOYEES | Fully Insured | METROPOLITAN LIFE INSURANCE COMPANY | $81.0M | 82,831 | 2024 | |
| 518 | IBM BENEFITS PLAN FOR RETIRED EMPLOYEES | Mixed | UNITEDHEALTHCARE INSURANCE COMPANY | $80.7M | 89,786 | 2024 | |
| 525 | IBM LONG-TERM DISABILITY PLAN | Mixed | METROPOLITAN LIFE INSURANCE COMPANY | $49.1M | 33,932 | 2024 | |
| 501 | IBM GROUP LIFE INSURANCE | Fully Insured | METROPOLITAN LIFE INSURANCE COMPANY | $18.7M | 50,354 | 2024 | |
| 528 | IBM GLOBAL ASSIGNEE MEDICAL PROGRAM | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1.3M | 112 | 2024 | |
| 507 | IBM TRAVEL ACCIDENT INSURANCE | Fully Insured | ACE AMERICAN INSURANCE COMPANY | $567K | 216,044 | 2024 | |
| 508 | IBM SPECIAL CARE FOR CHILDREN ASSISTANCE PLAN | Unknown | - | $0 | 0 | 2024 | |
| 535 | IBM SHORT TERM DISABILITY PLAN | Self Funded | - | $0 | 0 | 2024 |
Retirement plans
Welfare plans