Optometry practices in Tennessee
PlanOptica tracks 5 health and welfare plans sponsored by 4 optometry practices in Tennessee, covering 406 participants and $781K in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 72 participants, and the most common size is under 100 participants (60% of plans). Most of these plans are self-funded or mixed (60%), so stop-loss and TPA relationships matter as much as the medical carrier.
Unitedhealthcare Insurance Company leads by premium with a 42% share, followed by Cigna Health and Life Insurance Company at 34%. Digital Insurance LLC is the broker of record on 3 plans, more than any other firm, ahead of Chappell Smith & Associates Inc (1). 80% of plans report broker compensation on Schedule A; the median brokered plan pays $22K a year, about 17.0% of premium. Crossville, Murfreesboro and Kingsport have the most plans.
Funding mix
- Fully insured2 · 40%
- Self-funded2 · 40%
- Mixed1 · 20%
Plan size (participants)
- Under 1003 · 60%
- 100 to 2492 · 40%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 72 participants. Median broker comp: 17.0% of premium across 4 brokered plans.
Top carriers, optometry, Tennessee
Top brokers, optometry, Tennessee
Largest optometry practices in Tennessee
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Eye Centers of Tennessee Eye Center of Tennessee - Life PlanAll plans | Crossville | Fully insured | 157 | $105K | Equitable Financial Life Insurance Company of America |
| Eyecare Plus P.C Eyecare Plus P.CAll plans | Murfreesboro | Mixed | 72 | $244K | Unitedhealthcare Insurance Company |
| MAC2, PLLC MAC2, PLLC 401(k) Profit Sharing PlanAll plans | Kingsport | Self-funded | 19 | - | - |
| West Tennessee Eye Care West Tennessee Eye Care Employee Benefit PlanAll plans | Memphis | Self-funded | 13 | $85K | Unitedhealthcare Insurance Company |
Showing 4 of 4 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Tennessee
Frequently asked questions
How many optometry practices in Tennessee offer an ERISA health plan?
5 health and welfare plans from 4 optometry practices in Tennessee appear in plan year 2024 to 2025 filings on Form 5500, covering 406 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most optometry practices in Tennessee?
By Schedule A premium: Unitedhealthcare Insurance Company (42% of premium, 2 plans), Cigna Health and Life Insurance Company (34% of premium, 1 plan) and Equitable Financial Life Insurance Company of America (13% of premium, 1 plan).
Which benefits brokers work with optometry practices in Tennessee?
By number of client plans: Digital Insurance LLC (3 plans), Chappell Smith & Associates Inc (1 plan) and Matthew Moraski (1 plan). 80% of plans report a broker.
How much do brokers earn on optometry practices health plans in Tennessee?
The median brokered plan reports $22K a year in broker commissions and fees, or 17.0% of premium. Figures come from Schedule A, Part I.
Are optometry practices health plans in Tennessee self-funded or fully insured?
Fully insured 40%, self-funded 40% and mixed 20%. Self-funded and mixed plans together make up 60%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of optometrists (NAICS 621320), plus healthcare employers whose name says optometry, eye care or vision center.
Prospect optometry practices in Tennessee
Open the welfare search with Tennessee and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Optometry in nearby states
Other healthcare specialties in Tennessee
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of optometrists (NAICS 621320), plus healthcare employers whose name says optometry, eye care or vision center. Location is the sponsor's filing address in Tennessee.