Behavioral and mental health providers in Tennessee
PlanOptica tracks 31 health and welfare plans sponsored by 27 behavioral and mental health providers in Tennessee, covering 17,578 participants and $36M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 330 participants, and the most common size is 100 to 249 participants (42% of plans). The funding mix is split: 52% of plans are self-funded or mixed and the rest are mainly fully insured.
Cigna Health and Life Insurance Company leads by premium with a 33% share, followed by Bluecross Blueshield of Tennessee, Inc at 20%. Hub International Midwest Limited is the broker of record on 5 plans, more than any other firm, ahead of Lockton Companies, LLC (4). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $68K a year, about 12.7% of premium. Nashville, Brentwood and Oak Ridge have the most plans.
Funding mix
- Mixed16 · 52%
- Fully insured15 · 48%
Plan size (participants)
- Under 1002 · 6%
- 100 to 24913 · 42%
- 250 to 4993 · 10%
- 500 to 9997 · 23%
- 1,000 or more6 · 19%
Median plan: 330 participants. Median broker comp: 12.7% of premium across 31 brokered plans.
Top carriers, behavioral health, Tennessee
- 1Cigna Health and Life Insurance Company$12M6 plans · 32.9%
- 2Bluecross Blueshield of Tennessee, Inc$7.1M7 plans · 19.6%
- 3Delta Dental of Tennessee$3.1M7 plans · 8.5%
- 4Life Insurance Company of North America$2.5M5 plans · 6.8%
- 5The Lincoln National Life Insurance Company$1.9M6 plans · 5.3%
- 6Metropolitan Life Insurance Company$1.6M3 plans · 4.5%
- 7The Guardian Life Insurance Company of America$1.3M5 plans · 3.5%
- 8Unitedhealthcare Insurance Company$1.2M2 plans · 3.2%
- 9Unum Life Insurance Company of America$1.1M7 plans · 3.0%
- 10Granular Insurance Company$1.1M1 plans · 3.0%
Top brokers, behavioral health, Tennessee
- 1Hub International Midwest Limited5 plans$175K comp · 16.1%
- 2Lockton Companies, LLC4 plans$639K comp · 12.9%
- 3Digital Insurance Inc4 plans$207K comp · 12.9%
- 4The Baldwin Group Southeast LLC4 plans$188K comp · 12.9%
- 5Usi Insurance Services LLC4 plans$144K comp · 12.9%
- 6Centro Benefits Research LLC3 plans$98K comp · 9.7%
- 7The Cason Group Inc3 plans$44K comp · 9.7%
- 8Willis of Illinois, Inc3 plans$34K comp · 9.7%
- 9Gallagher Benefit Services, Inc2 plans$406K comp · 6.5%
- 10Art Hauser Insurance Inc2 plans$167K comp · 6.5%
Largest behavioral and mental health providers in Tennessee
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Summit Behavioral Healthcare, LLC Summit Behavioral Healthcare Health and Welfare Benefit PlanAll plans | Franklin | Mixed | 3,428 | $3.7M | Life Insurance Company of North America |
| Chancelight, Inc Chancelight, Inc. Health & Welfare PlanAll plans | Brentwood | Fully insured | 1,509 | $895K | Delta Dental of California |
| Health Connect America Health Connect America, Inc. Salary Reduction PlanAll plans | Brentwood | Mixed | 1,172 | $1.0M | The Lincoln National Life Insurance Company |
| Southern Orthodontic Partners Southern Orthodontic Partners ERISA Healthcare PlanAll plans | Nashville | Mixed | 1,129 | $1.2M | Metropolitan Life Insurance Company |
| Odyssey Behavioral Healthcare, LLC Odyssey Behavioral Healthcare Welfare Benefit PlanAll plans | Franklin | Fully insured | 1,052 | $7.7M | Cigna Health and Life Insurance Company |
| Frontier Health Frontier Health Employee Benefits PlanAll plans | Gray | Mixed | 1,039 | $741K | Metropolitan Life Insurance Company |
| Helen Ross McNabb Center Helen Ross McNabb Center Flexible Benefit PlanAll plans | Knoxville | Mixed | 796 | $1.2M | Blue Cross of California |
| Mental Health Cooperative, Inc Mental Health Cooperative, Inc. Welfare Benefits PlanAll plans | Nashville | Mixed | 767 | $1.1M | The Lincoln National Life Insurance Company |
| Haven Behavioral Healthcare, Inc Haven Behavioral Healthcare Inc. Medical PlanAll plans | Nashville | Mixed | 704 | $383K | Delta Dental of California |
| Promises Behavioral Health, LLC Promises Behavioral Health LLC Health and Welfare PlanAll plans | Brentwood | Mixed | 669 | $941K | United of Omaha Life Insurance Company |
| Psychiatric Medical Care, LLC Psychiatric Medical Care, LLC Employee Benefits PlanAll plans | Brentwood | Mixed | 619 | $2.1M | Granular Insurance Company |
| Volunteer Behavioral Health Care System Volunteer Behavioral Health Care System Employee Benefits PlanAll plans | Chattanooga | Fully insured | 568 | $896K | Cigna Health and Life Insurance Company |
| Cherokee Health Systems, Inc Cherokee Health Systems, Inc. Employee Benefits PlanAll plans | Knoxville | Mixed | 532 | $912K | Blue Cross of California |
| Alliance Healthcare Services Benefit Plan Alliance Healthcare Services Life, Disability, and Accidental Death Welfare Benefit PlanAll plans | Memphis | Fully insured | 415 | $38K | Hartford Life and Accident |
| Cumberland Heights Foundation, Inc Cumberland Heights Foundation, Inc. Employee Benefits PlanAll plans | Nashville | Mixed | 332 | $516K | The Guardian Life Insurance Company of America |
Showing 15 of 27 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Tennessee
- Nashville10 plans · 3,742 participants
- Brentwood5 plans · 4,186 participants
- Oak Ridge4 plans · 759 participants
- Franklin3 plans · 4,810 participants
- Knoxville2 plans · 1,328 participants
- Memphis2 plans · 659 participants
- Gray1 plans · 1,039 participants
- Chattanooga1 plans · 568 participants
- Hohenwald1 plans · 210 participants
- Covington1 plans · 140 participants
- Cordova1 plans · 137 participants
Frequently asked questions
How many behavioral and mental health providers in Tennessee offer an ERISA health plan?
31 health and welfare plans from 27 behavioral and mental health providers in Tennessee appear in plan year 2024 to 2025 filings on Form 5500, covering 17,578 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most behavioral and mental health providers in Tennessee?
By Schedule A premium: Cigna Health and Life Insurance Company (33% of premium, 6 plans), Bluecross Blueshield of Tennessee, Inc (20% of premium, 7 plans) and Delta Dental of Tennessee (8% of premium, 7 plans).
Which benefits brokers work with behavioral and mental health providers in Tennessee?
By number of client plans: Hub International Midwest Limited (5 plans), Lockton Companies, LLC (4 plans) and Digital Insurance Inc (4 plans). 100% of plans report a broker.
How much do brokers earn on behavioral and mental health providers health plans in Tennessee?
The median brokered plan reports $68K a year in broker commissions and fees, or 12.7% of premium. Figures come from Schedule A, Part I.
Are behavioral and mental health providers health plans in Tennessee self-funded or fully insured?
Mixed 52% and fully insured 48%. Self-funded and mixed plans together make up 52%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry.
Prospect behavioral and mental health providers in Tennessee
Open the welfare search with Tennessee and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Behavioral health in nearby states
Other healthcare specialties in Tennessee
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry. Location is the sponsor's filing address in Tennessee.