Ophthalmology and retina practices in Tennessee
PlanOptica tracks 4 health and welfare plans sponsored by 3 ophthalmology and retina practices in Tennessee, covering 820 participants and $4.3M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 160 participants, and the most common size is 100 to 249 participants (75% of plans). Fully insured coverage is the norm (100% of plans); only 0% are self-funded or mixed.
Blue Cross and Blue Shield of East Tennessee, Inc dominates premium with a 57% share, followed by Unitedhealthcare Insurance Company at 25%. Digital Insurance LLC is the broker of record on 2 plans, more than any other firm, ahead of Ryan Grose (1). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $92K a year, about 27.4% of premium. Crossville, Knoxville and Nashville have the most plans.
Funding mix
- Fully insured4 · 100%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2493 · 75%
- 250 to 4991 · 25%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 160 participants. Median broker comp: 27.4% of premium across 4 brokered plans.
Top carriers, ophthalmology, Tennessee
- 1Blue Cross and Blue Shield of East Tennessee, Inc$2.4M2 plans · 56.7%
- 2Unitedhealthcare Insurance Company$1.1M1 plans · 24.7%
- 3Sun Life Assurance Company of Canada$287K1 plans · 6.7%
- 4Cigna Health and Life Insurance Company$266K1 plans · 6.2%
- 5Delta Dental of Tennessee$114K1 plans · 2.7%
- 6Equitable Financial Life Insurance Company of America$105K1 plans · 2.5%
- 7Hartford Life and Accident$29K1 plans · 0.7%
Top brokers, ophthalmology, Tennessee
Largest ophthalmology and retina practices in Tennessee
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Southeastern Retina Associates, P.C Southeastern Retina Associates, PC, Employee Benefits PlanAll plans | Knoxville | Fully insured | 355 | $2.5M | Blue Cross of California |
| Tennessee Retina Mso LLC Tennessee Retina Mso LLC Employee Benefits PlanAll plans | Nashville | Fully insured | 163 | $1.3M | Unitedhealthcare Insurance Company |
| Eye Centers of Tennessee Eye Center of Tennessee - Life PlanAll plans | Crossville | Fully insured | 157 | $105K | Equitable Financial Life Insurance Company of America |
Showing 3 of 3 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Tennessee
Frequently asked questions
How many ophthalmology and retina practices in Tennessee offer an ERISA health plan?
4 health and welfare plans from 3 ophthalmology and retina practices in Tennessee appear in plan year 2024 to 2025 filings on Form 5500, covering 820 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most ophthalmology and retina practices in Tennessee?
By Schedule A premium: Blue Cross and Blue Shield of East Tennessee, Inc (57% of premium, 2 plans), Unitedhealthcare Insurance Company (25% of premium, 1 plan) and Sun Life Assurance Company of Canada (7% of premium, 1 plan).
Which benefits brokers work with ophthalmology and retina practices in Tennessee?
By number of client plans: Digital Insurance LLC (2 plans), Ryan Grose (1 plan) and Usi Insurance Services LLC (1 plan). 100% of plans report a broker.
How much do brokers earn on ophthalmology and retina practices health plans in Tennessee?
The median brokered plan reports $92K a year in broker commissions and fees, or 27.4% of premium. Figures come from Schedule A, Part I.
Are ophthalmology and retina practices health plans in Tennessee self-funded or fully insured?
Fully insured 100%. Self-funded and mixed plans together make up 0%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Ophthalmologists file as physicians (NAICS 621111), so this page matches healthcare employers by name: ophthalmology, retina, eye institute, eye center, eye associates, eye physicians, eye specialists and eye surgeons.
Prospect ophthalmology and retina practices in Tennessee
Open the welfare search with Tennessee and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Ophthalmology in nearby states
Other healthcare specialties in Tennessee
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Ophthalmologists file as physicians (NAICS 621111), so this page matches healthcare employers by name: ophthalmology, retina, eye institute, eye center, eye associates, eye physicians, eye specialists and eye surgeons. Location is the sponsor's filing address in Tennessee.