Dental practices in Tennessee
PlanOptica tracks 13 health and welfare plans sponsored by 12 dental practices in Tennessee, covering 9,984 participants and $52M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 441 participants, and the most common size is 1,000 or more participants (31% of plans). The funding mix is split: 46% of plans are self-funded or mixed and the rest are mainly fully insured.
Cigna Health and Life Insurance Company and Affiliates dominates premium with a 83% share, followed by Bluecross Blueshield of Tennessee, Inc at 5%. Gallagher Benefit Services, Inc is the broker of record on 3 plans, more than any other firm, ahead of The Cason Group, Inc (2). 85% of plans report broker compensation on Schedule A; the median brokered plan pays $223K a year, about 7.6% of premium. Nashville, Franklin and Brentwood have the most plans.
Funding mix
- Mixed5 · 38%
- Fully insured3 · 23%
- MEWA3 · 23%
- Self-funded1 · 8%
- Unknown1 · 8%
Plan size (participants)
- Under 1003 · 23%
- 100 to 2493 · 23%
- 250 to 4991 · 8%
- 500 to 9992 · 15%
- 1,000 or more4 · 31%
Median plan: 441 participants. Median broker comp: 7.6% of premium across 11 brokered plans.
Top carriers, dental, Tennessee
- 1Cigna Health and Life Insurance Company and Affiliates$43M6 plans · 82.8%
- 2Bluecross Blueshield of Tennessee, Inc$2.4M3 plans · 4.5%
- 3Unum Life Insurance Company of America$1.7M4 plans · 3.4%
- 4Metropolitan Life Insurance Company$1.1M1 plans · 2.2%
- 5Life Insurance Company of North America$991K1 plans · 1.9%
- 6The Guardian Life Insurance Company of America$893K2 plans · 1.7%
- 7Prudential Insurance Company of America$810K1 plans · 1.6%
- 8Sun Life Assurance Company of Canada$606K1 plans · 1.2%
- 9United of Omaha Life Insurance Company$144K1 plans · 0.3%
- 10Principal Life Insurance Company$123K1 plans · 0.2%
Top brokers, dental, Tennessee
- 1Gallagher Benefit Services, Inc3 plans$461K comp · 27.3%
- 2The Cason Group, Inc2 plans$131K comp · 18.2%
- 3Willis Towers Watson Insurance2 plans$46K comp · 18.2%
- 4Lockton Companies, LLC1 plans$834K comp · 9.1%
- 5Marsh & McLennan Agency LLC1 plans$239K comp · 9.1%
- 6Art Hauser Insurance Inc1 plans$151K comp · 9.1%
- 7J.J. Doorhy Benefits Group1 plans$151K comp · 9.1%
- 8Centro Benefits Research LLC1 plans$66K comp · 9.1%
- 9Financial Service Managers, in1 plans$60K comp · 9.1%
- 10Erick G Shrauger1 plans$60K comp · 9.1%
Largest dental practices in Tennessee
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Vardiman Black Holdings, LLC Specialty Dental Brands Welfare Benefit PlanAll plans | Nashville | Mixed | 2,217 | $1.6M | Prudential Insurance Company of America |
| Specialized Dental Partners, LLC Specialized Dental Partners Health and Welfare PlanAll plans | Franklin | MEWA | 2,111 | $18M | Cigna Health and Life Insurance Company |
| D4C Dental Brands, Inc D4C Dental Brands, Inc. Health and Welfare Benefit PlanAll plans | Franklin | MEWA | 2,065 | $14M | Cigna Health and Life Insurance Company |
| Southern Orthodontic Partners Southern Orthodontic Partners ERISA Healthcare PlanAll plans | Nashville | Mixed | 1,129 | $1.2M | Metropolitan Life Insurance Company |
| Cdha Holdings, LLC Childrens Dental Management Health & Welfare Benefits PlanAll plans | Nashville | Fully insured | 945 | $7.9M | Cigna Health and Life Insurance Company |
| CPF Dental, LLC Dba Marquee Dental Partners CPF Dental, LLC Dba Marquee Dental Partners Health and Welfare Benefit PlanAll plans | Brentwood | Mixed | 700 | $3.4M | Cigna Health and Life Insurance Company |
| Endodontic Practice Partners, LLC Endodontic Practice Partners LLC Health and Welfare Benefit PlanAll plans | Brentwood | Fully insured | 441 | $4.0M | Cigna Health and Life Insurance Company |
| Pediatric Dentistry and Orthodontics of Chattanooga Pediatric Dentistry and Orthodontics of Chattanooga Employee Benefit PlanAll plans | Chattanooga | Mixed | 134 | $134K | Principal Life Insurance Company |
| Nashville Dental, Inc Nashville Dental, Inc. Employee Benefits PlanAll plans | Madison | Mixed | 120 | $243K | Cigna Health and Life Insurance Company |
| Tend Dental, Inc Tend Dental, Inc. Health and Welfare PlanAll plans | Nashville | Fully insured | 113 | $1.2M | Blue Cross of California |
| Premier Dental Care LLC Premier Dental Care LLC 401(k)All plans | Gallatin | Unknown | 5 | - | - |
| The Howard W. Glenn, D.M.D The Howard W. Glenn, D.M.D. Profit Sharing Plan & TrustAll plans | Memphis | Self-funded | 4 | - | - |
Showing 12 of 12 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Tennessee
Frequently asked questions
How many dental practices in Tennessee offer an ERISA health plan?
13 health and welfare plans from 12 dental practices in Tennessee appear in plan year 2024 to 2025 filings on Form 5500, covering 9,984 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Tennessee?
By Schedule A premium: Cigna Health and Life Insurance Company and Affiliates (83% of premium, 6 plans), Bluecross Blueshield of Tennessee, Inc (5% of premium, 3 plans) and Unum Life Insurance Company of America (3% of premium, 4 plans).
Which benefits brokers work with dental practices in Tennessee?
By number of client plans: Gallagher Benefit Services, Inc (3 plans), The Cason Group, Inc (2 plans) and Willis Towers Watson Insurance (2 plans). 85% of plans report a broker.
How much do brokers earn on dental practices health plans in Tennessee?
The median brokered plan reports $223K a year in broker commissions and fees, or 7.6% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Tennessee self-funded or fully insured?
Mixed 38%, fully insured 23% and MEWA 23%. Self-funded and mixed plans together make up 46%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Tennessee
Open the welfare search with Tennessee and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Tennessee
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Tennessee.